Affiliate Disclosure

Effective Date: April 2026
Operated by: Tojocu, LLC

Overview

TheInsuranceWiki.com is owned and operated by Tojocu, LLC. Some pages on this site may contain affiliate links to insurance carriers or comparison services. If you click on an affiliate link and take action (such as requesting a quote), we may receive compensation at no additional cost to you. This compensation helps support the operation of this site.

How Affiliate Relationships Work

Affiliate links on this site are tracked using cookies or URL parameters placed by our affiliate network partners. When a user clicks a tracked link and completes a qualifying action on a third-party site (such as submitting a quote request), our affiliate partner records the referral and compensates Tojocu, LLC according to the terms of the affiliate agreement.

Compensation may be structured as a cost-per-click (CPC), cost-per-lead (CPL), or cost-per-acquisition (CPA) arrangement, depending on the partner. The type of compensation arrangement does not affect how we present or describe any product or carrier.

Editorial Independence

Our editorial content is independently researched and written. Affiliate relationships do not influence our factual reporting, the accuracy of the information we publish, or our editorial decisions about which topics to cover. Carriers or services referenced in educational articles are not necessarily affiliate partners.

Where an affiliate link appears on a page, it is because the destination is relevant to the educational topic of that page. We do not write content designed to funnel users to a specific product and we do not accept payment for editorial coverage.

Identification of Affiliate Content

Pages containing affiliate links may include a disclosure label such as "Featured" or a footer note indicating that the site may earn compensation from links on the page. We strive to identify affiliate relationships clearly and to comply with the Federal Trade Commission (FTC) guidelines on endorsements and testimonials, 16 C.F.R. Part 255.

No Obligation

Clicking an affiliate link is entirely optional. Users are not required to click any link or take any action to access the educational content on this site. The information on TheInsuranceWiki.com is free and available regardless of whether affiliate links are clicked.

Contact

Questions about our affiliate relationships or this disclosure may be directed to Tojocu, LLC at: advertisingops@tojocu.com | +1 (480) 256-8101