About TheInsuranceWiki

Who We Are

TheInsuranceWiki.com is an independent educational reference covering life insurance, auto insurance, homeowners insurance, renters insurance, and foundational insurance concepts in the United States. The site is owned and operated by Tojocu, LLC, a company organized under the laws of the State of Arizona.

Our goal is to provide accurate, encyclopedic information about insurance products and markets in the United States, written in a neutral, third-person voice with cited sources. We do not sell insurance, and we are not a licensed insurance agent or broker.

Editorial Standards

All content on TheInsuranceWiki.com is independently researched and written. We draw on publicly available sources including:

State insurance department publications and regulatory filings; National Association of Insurance Commissioners (NAIC) data and market share reports; Insurance Information Institute (III) research and statistics; National Highway Traffic Safety Administration (NHTSA) reports; Insurance Institute for Highway Safety (IIHS) data; Life Insurance and Market Research Association (LIMRA) industry studies; and peer-reviewed actuarial and economic research.

Articles are reviewed for factual accuracy before publication and updated periodically as regulations, rates, or market conditions change. Content is written in encyclopedic prose and does not include personal recommendations, advisory language, or claims about specific outcomes for individual consumers.

We do not accept payment to include or promote any carrier, product, or service in our editorial content. Affiliate links, where they appear, are disclosed separately on each relevant page and in our Affiliate Disclosure.

How We Fund This Site

TheInsuranceWiki.com may earn revenue through affiliate partnerships with insurance carriers and comparison services. When a visitor clicks an affiliate link and completes a qualifying action (such as requesting a quote), we may receive compensation from the affiliate partner. This compensation helps support the cost of operating and maintaining the Site.

These partnerships do not affect our editorial content. Our articles, topic coverage, and factual reporting are determined independently of any affiliate relationships. See our full Affiliate Disclosure for details on how affiliate links work and how they are identified.

Contact

For advertising, editorial, or general inquiries, contact Tojocu, LLC:

Email: advertisingops@tojocu.com
Phone: +1 (480) 256-8101